Love the look of these new age Digital banking branches from ADIB in Dubai and Abu Dhabi. One of the few areas that I think the UAE is ahead of much of the western world in terms of innovation is the banking services offered by both ADIB and Emirates NBD (whose mobile banking app is the best I've used, by miles!)

What is strange is that many of the other regional banks are so far behind the curve. If I look at the UK as an example, most banks offer relatively comparable services, there are some small differences but the gulf between each is very small. When you arrive in the UAE you realise that it's quite the opposite here, Emirates NBD, ADIB and HSBC lead the way, but the rest are trailing dramatically behind.

The theory of competitive markets of course dictates that this will change very soon, I'm sure they'll all catch up!